Americans expect to spend 8% less during the holiday season compared with last year, according to a survey by Champion Mortgage, Parsippany, NJ. Although consumers believe in setting holiday shopping limits, more than 43% will still spend more than they plan, according to a recent survey on holiday spending.The survey, conducted by International Communications Research, Media, PA, noted that while setting a budget does not guarantee that people will abide by it, the majority of consumers who com...